Large banks rein in credit supply
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| Large banks rein in credit supply | 大型銀行首季信貸份額下降 |
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China's state-owned banks have tightened credit supply as higher reserve requirement ratios and other credit controls rein in excess liquidity, China Business News reported on Thursday. Loans extended by China's large commercial banks have declined sharply from the first quarter this year. New loans by large national banks in the first quarter accounted for 45.4 percent of total Chinese lending, lower than last year and the beginning of this year, China Business News said. According to Chinese central bank statistics, new RMB-denominated loans by large national banks in the first quarter stood at 1.1 trillion yuan. New lending was 1.38 trillion yuan during the same period last year. "Changes in credit indicate the impact of China's credit adjustments, which include a higher reserve requirement ratio and other tightening credit controls," said Wang Jin, an analyst at Guotai Junan Securities. "As a result, the credit growth of Chinese banks has become slower." Bank of Communications will focus on credit for individual consumption, small enterprises and central and western China, said Qian Wenhui, deputy head of Bank of Communications, in late April. The bank will also rein in loans for government financing, the real estate sector and industries with overcapacity. |
今年一季度以來，大型商業(yè)銀行的信貸份額已經(jīng)出現(xiàn)明顯下降。當季，中資全國性大型銀行新增人民幣信貸占比為45.4%，低于去年同期的51%，也不及今年年初水平。 央行統(tǒng)計數(shù)據(jù)顯示，今年一季度，中資全國性大型銀行新增人民幣貸款1.1萬億元；這些大銀行去年同期則新增人民幣貸款1.38萬億元。 “信貸份額的變化或反映了信貸調(diào)控政策的影響，對大型金融機構(gòu)的法定存款準備金率要求更高、信貸控制更嚴，因而其信貸增長也相對更慢?！眹┚卜治鰩熗暨M表示。 交行副行長錢文揮在四月底明確指出，今年信貸重點投向個人消費信貸、小企業(yè)信貸，以及中西部地區(qū)信貸；同時降低政府融資平臺、房地產(chǎn)和產(chǎn)能過剩行業(yè)信貸投放。截至一季度末，交行境內(nèi)人民幣個貸及小企業(yè)貸款增量占比將近五成。 |
China's business press carried the story above on?Thursday. China.org.cn has not checked the stories and does not vouch for their accuracy.
